🌴 Retirement

Retirement Savings Calculator

Are you on track to retire? Enter your current savings and monthly contributions to see exactly how large your nest egg will be, and how much monthly income it will generate.

📖 Retirement Planning Guide📈 Compound Interest Calc

Your Timeline

Your Money

$
Combined total of 401(k), IRA, and taxable brokerage accounts.
$
Include employer match if applicable.
%
Total Nest Egg at Age 65
$0

This represents your total liquid portfolio value at retirement.

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Est. Monthly Income
$0
Based on the 4% Safe Withdrawal Rule
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Total Interest Earned
$0
vs. $0 Principal

Journey to Retirement

Principal Growth
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Insight loads here.

How We Calculate This

This calculator projects your future portfolio value using standard compounding formulas, and estimates your retirement income using the industry-standard 4% rule.

Future ValueA = P(1 + r/n)^(nt) + PMT × [(1 + r/n)^(nt) - 1] / (r/n)
Safe Withdrawal Rate (4% Rule)Monthly Income = (Total Nest Egg × 0.04) ÷ 12

Pro Tip on Inflation: If you use 7% for your return instead of 10%, your results are automatically adjusted for a 3% average inflation rate. This means your final Nest Egg is shown in today's purchasing power.

Retirement milestones by age
Retirement milestones by age - © mintlyhub.com