Privacy Policy

1. Information We Collect

a) Calculator Inputs

All calculator computations on MintlyHub happen entirely in your browser (client-side JavaScript).We do not transmit, store, or have access to any numbers you enter into our calculators.Your financial data never leaves your device.

b) Usage Data (Analytics)

We use Google Analytics 4 (GA4) to collect anonymized usage data, including:

• Pages visited and time spent on each page
• General geographic location (country/region level only)
• Device type, browser, and operating system
• Referring website or search term (anonymized)

This data is aggregated and anonymized. We cannot identify individual users from GA4 data. Google's data practices are governed by Google's Privacy Policy.

c) Contact Form Submissions

If you use our Contact form, your name, email address, and message are submitted toFormspree (our form processing service) and forwarded to us by email. We retain contact submissions for up to 12 months for correspondence purposes only. We do not sell or share this information with third parties.

d) Cookies

We use cookies for the following purposes:

• Analytics cookies (Google Analytics): To understand how visitors use the Site
• Advertising cookies (Google AdSense): To serve relevant advertisements (see Section 3)

You can control cookies through your browser settings. Disabling cookies may affect site functionality.

2. How We Use Information

We use the information we collect to:

• Understand how the Site is used so we can improve it
• Respond to contact form submissions
• Serve advertisements through Google AdSense
• Comply with legal obligations

We do not sell your personal information. We do not use your information for personalized financial profiling or targeted financial product recommendations.

3. Google AdSense and Advertising

MintlyHub displays advertisements served by Google AdSense. Google uses cookies and similar technologies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our Site.

You may opt out of personalized advertising by visitingGoogle Ads Settingsor by visiting aboutads.info.

4. Third-Party Services

We use the following third-party services:

• Google Analytics 4 — Site analytics (Google's Privacy Policy applies)
• Google AdSense — Display advertising (Google's Privacy Policy applies)
• Formspree — Contact form processing (Formspree's Privacy Policy applies)
• Cloudflare Pages — Website hosting (Cloudflare's Privacy Policy applies)
• Google Fonts — Typography (Google's Privacy Policy applies)

Each third party's data practices are governed by their own privacy policies. We encourage you to review them.

5. Data Retention

• Calculator data: Never stored — all computation is local to your browser
• Analytics data: Retained by Google Analytics per their standard retention settings (up to 26 months)
• Contact submissions: Retained by us for up to 12 months

6. Your Rights

Depending on your location, you may have the right to:

• Access the personal data we hold about you
• Request correction or deletion of your personal data
• Opt out of analytics tracking (via browser settings or the GA opt-out browser add-on)
• Opt out of personalized advertising (via Google Ads Settings)

To exercise these rights, contact us via our Contact page.

7. Children's Privacy

MintlyHub is not directed at children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will update the "Last updated" date at the top of this page when we do. Continued use of the Site after changes constitutes acceptance of the revised policy.

9. Contact

If you have questions about this Privacy Policy, please contact us via ourContact page.