Terms of Use

1. Acceptance of Terms

These Terms of Use govern your use of MintlyHub (the "Site") operated by MintlyHub ("we," "us," or "our"). By using the Site, you confirm that you are at least 13 years of age and agree to these terms.

2. Use of the Site

You may use the Site for lawful, personal, non-commercial purposes only. You agree not to:

• Use the Site in any way that violates applicable laws or regulations
• Reproduce, duplicate, copy, or sell any portion of the Site without our express written permission
• Scrape, crawl, or use automated tools to extract content from the Site in bulk
• Attempt to gain unauthorized access to any part of the Site or its systems
• Transmit any spam, malware, or harmful content through the Site
• Use the Site to provide financial advice to third parties as if it were your own

3. No Financial Advice

MintlyHub does not provide personalized financial, investment, legal, or tax advice.All calculators, guides, articles, and content on this Site are for general educational and informational purposes only.

Calculator results are mathematical estimates based on inputs you provide. They do not account for your complete financial situation, risk tolerance, tax circumstances, or other individual factors.

Before making any financial decision, you should consult a qualified and licensed financial advisor, CPA, attorney, or other appropriate professional.

4. Accuracy of Calculator Results

We make reasonable efforts to ensure our calculators use accurate financial formulas. However, calculator results are estimates only and may not reflect actual financial outcomes. Factors including but not limited to variable interest rates, fees, taxes, and individual lender terms may cause actual results to differ materially from calculator outputs.

Always verify calculator results with your lender, financial institution, or qualified professional before relying on them for financial decisions.

5. Intellectual Property

All content on the Site — including text, graphics, calculator code, logos, and design — is the property of MintlyHub or its content suppliers and is protected by applicable intellectual property laws.

You may share links to our content and quote brief excerpts with attribution, but you may not reproduce full articles, copy calculator code, or republish content without our express written permission.

6. Third-Party Links

The Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

A link to a third-party site does not imply our endorsement of that site or its products and services.

7. Advertising

The Site displays advertisements from Google AdSense. Advertisements are clearly distinguished from editorial content. We do not endorse the products or services advertised on the Site.

8. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, GOFINHUB SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE, INCLUDING ANY FINANCIAL LOSSES RESULTING FROM RELIANCE ON CALCULATOR RESULTS OR SITE CONTENT.

10. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes take effect immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the new terms. We will update the "Last updated" date at the top of this page when changes are made.

11. Governing Law

These Terms of Use are governed by the laws of the United States. Any disputes arising from your use of the Site shall be subject to the exclusive jurisdiction of the applicable courts.

12. Contact

If you have questions about these Terms of Use, please contact us via ourContact page.