📈 Investing & Wealth

Stock Return Calculator (ROI & CAGR)

Easily calculate the total return and annualized return (Compound Annual Growth Rate) of your stock investments, factoring in capital appreciation and collected dividends.

Investment Details

Enter your purchase and current values.

$
Total amount originally invested.
$
What the investment is worth today.
$
Total cash payouts received (optional).
yrs
How long you have held the investment.
TOTAL PORTFOLIO VALUE
$0
Including initial investment and returns
Total Return (ROI)0%
+$0Total Profit
Annualized Return (CAGR)
0%
Average compound growth per year

Quick Breakdown

Capital Appreciation$0
Dividend Yield Contribution0%
💡
Annualized return (CAGR) is the most accurate way to compare investments held for different lengths of time.

How to Read Your Results

Understanding stock market returns is crucial for growing your wealth. Here is what the numbers mean:

  • Total Return (ROI): The absolute percentage your money has grown, including price appreciation and cash dividends.
  • Annualized Return (CAGR): The Compound Annual Growth Rate. This smoothes out volatility and tells you what your investment effectively earned each year on average. If you held a stock for 5 years, this is the number you compare against the S&P 500's historical ~10% average.
  • Capital Appreciation: Profit made strictly from the stock price going up.
Sarah Collins, CFP®

Reviewed by Sarah Collins, CFP®

Sarah is a Certified Financial Planner with over 10 years of experience helping families optimize their debt, savings, and investments. All MintlyHub calculators and guides are reviewed by our financial team for mathematical accuracy and fiduciary integrity.